Attorney’s Guide to
Gambling Addiction

For Attorneys, Judges, Prosecutors and Court Personnel






How Can You Identify Someone with a Gambling Addiction?

An attorney may learn about a potential gambling problem in a number of ways in various scenarios:

Review of Financial Information

As you review financial information, you may note patterns that suggest a gambling problem. For example, you may see multiple withdrawals that form a suspicious narrative or you may see that multiple credit cards are at their limit. Further investigation may determine whether a gambling issue is present.


An attorney or the trustee could note assets or an unexpected lack thereof and suspect that a gambling addiction could play a role. The presence of a gambling problem may become very relevant in moving a case forward.


When it’s time to divide up marital assets, one spouse will likely notice that the money he/she thought was there, is not. There could also be joint credit card debt that one spouse is not aware of, as well as unexpected loans, wiped out college savings, an equity line of credit, etc. A lawyer might also see incomplete information or the reluctance of a spouse to be forthcoming. The spouse of a problem gambler may be embarrassed or ashamed.

Child Neglect/Abuse and Domestic Violence

People with a gambling addiction focus all their attention on gambling and may neglect responsibilities to their families. An extreme example is someone leaving their child in the car at a casino while they are inside gambling. Those persons accused or charged with neglect or violence should be referred for a gambling assessment and a substance use assessment.

Alcohol or Other Drug Addiction

In some cases, a person will switch addictions. For example, they may stop drinking but instead start gambling as a substitute. One study of people with substance use disorder published in the Journal of Addictive Diseases concluded that roughly 20 percent of study participants had significant gambling problems or had had such problems at some point in their past.

Suicide Attempts

Suicide attempts may suggest an underlying gambling problem. The National Council on Problem Gambling estimates that one in five problem gamblers attempts to kill themselves, a rate that’s about twice that of other addictions. When a financial crisis occurs, those with a gambling addiction and high gambling debts believe there is no way out and their hopelessness drives them to contemplate and attempt suicide.

Other Scenarios

A guardian or conservator for an elderly person might discover unusually frequent trips to the casino or a surprising lack of funds. A criminal defense attorney might discover the problem when representing a client on a variety of crimes (not only theft or embezzlement, although those would be major clues; a prosecutor might notice this as well). An employment lawyer might notice a gambling problem in the context of representing a person who is being terminated for under performance or repeated absences.


Download the Attorney Brochure

A Gambling Addict Discovers Relationship Between Drinking and Gambling

Bob’s Story I’m that rare person whose “clean date” for drinking is the same as my clean date for gambling. The funny thing was that I never really thought that one had much to do with the other. But once I started treatment for gambling addiction—and learned more about addiction in general—I put it all together....

Northstar Alliance Recognizes Problem Gambling Awareness Month

FOR IMMEDIATE RELEASEContact:Susan Sheridan Tucker – Executive Director1935 West County Road B-2Roseville, MN 55113612-424-8595 Office612-321-1589 Roseville, MN (March 1, 2019) - For the 15th year, Northstar Problem Gambling Alliance will...

Attorneys at Increased Risk for Gambling Addiction

At first blush, the idea that a lawyer could develop a gambling problem might seem far-fetched. After all, the highly esteemed, socially acceptable profession is associated with high achievement and prestige. Yet, upon closer examination, there are a number of unique characteristics about attorneys and their work...

New Online Treatment Program Offers Help For Hard-To-Reach Problem Gamblers

Historically, there are many reasons why problem gamblers don’t always get the help they need. Some of these challenges include access to counselors, dealing with the burden of stigma and shame, concerns about privacy, and uncertainty about whether a problem really exists. But thanks to a new online treatment...

Financial Counseling and Education Critical to Recovery

After finishing the first stages of treatment for gambling addiction, a problem gambler may have a better understanding of the disease, the circumstances that trigger undesirable gambling behavior, and the importance of taking things one day at a time. But because money is essentially the drug of choice for a...

Celebrating the Past, Anticipating the Future

Northstar’s transition from former executive director Cathie Perrault to new executive director Susan Sheridan Tucker provides a good opportunity to look back on what’s been accomplished over the last decade—and to look forward to what can be achieved in the future. Looking Back Cathie served as Northstar’s executive...

Northstar to Create New Strategic Plan

With an eye toward strengthening the alliance that forms the organization’s foundation, Northstar is working to engage in a new strategic planning process that will be underway later this fall. “I think this is a good time to revisit what we’re all about and to create focused goals that we can all agree on as we move...

The Role of Meditation and Mindfulness in Gambling Recovery

As most gambling counselors and therapists will attest, there’s no single treatment that works across the board for all clients. However, meditation and other mindfulness-based therapies, which have increased in popularity, are showing promise in helping people cope with a range of mental health conditions, including...

Did you know that lawyers are at high risk for problem gambling?

Lawyers themselves are at risk for developing gambling problems given personality characteristics that are commonly attributed to attorneys.

Here are some reasons why lawyers are at risk.

  • Lawyers are often risk takers.
  • Risks are often amply rewarded. Success in a high-risk case may result in increasingly risky choices and behaviors.
  • Lawyers may gamble to escape the trauma they’ve endured and experienced with their clients or to otherwise cope with the stress of the profession.
  • Lawyers have access to settlement proceeds, retainers and other funds that they may access inappropriately in extreme cases.
  • Lawyers are among the most likely professionals to suffer from stress and depression, which plays a role in the development of problem gambling behavior.
  • Alcohol misuse and dependency is twice as prevalent among attorneys compared to non-attorneys. This addiction leaves them at risk for “co-occurring addictions,” such as gambling addiction.

If you have concerns about your own gambling, contact Lawyers Concerned for Lawyers (LCL) at 866-525-6466 or  LCL provides free, confidential peer and professional assistance to Minnesota lawyers, judges, law students, and their immediate family members on any issue that causes stress or distress.

Gambling addiction, like addiction to substances, can lead people to behave in ways that cause problems for themselves and their families. In some cases, the financial devastation created by gambling addiction results in fraud, embezzlement, theft and other criminal activities. Problem gambling also results in legal consequences involving families, jobs, property, debt and other matters.

It’s important that those in the legal field become educated about gambling addiction so they can consider whether a gambling problem might be at the root of criminal activity. With appropriate screening and assessment, such problems can be better diagnosed.

For first-time offenders with a gambling problem, referral to treatment may be appropriate. The state of Minnesota offers treatment for gambling addiction at no cost.

What is Problem Gambling?
Problem gambling, also known as gambling addiction or compulsive gambling, is defined as the urge to gamble despite harmful negative consequences or a desire to stop. It’s estimated that more than 200,000 Minnesotans struggle with this addictive disorder, which can destroy lives, threaten family relationships and empty retirement savings.

Virtually anyone is at risk for problem gambling. Problem gambling plays no favorites when it comes to sex, age, education, religion, race or socio-economic background. People may become addicted to gambling regardless of the game they choose: horse racing, pull tabs, bingo, lottery, casino games, online gambling and fantasy sports.

If You Suspect Your Client May Have a Gambling Problem, What Should You Do?
As part of encouraging your client to share as much information as possible with you—reminding them that surprises down the road can hurt your ability to represent them—you should be alert to information they share that could suggest a gambling problem. For example, you might say, “When I’ve seen this financial pattern in other clients, it often suggests there may be a gambling problem. Do you feel that your gambling may be an issue?”

If there’s reason to suspect that there may be a gambling problem, a simple screening tool, consisting of two questions, can lead to a conversation about gambling addiction:

  1. Have you ever felt the need to bet more and more money?
  2. Have you ever had to lie to people important to you about how much you gamble?

The answer to those two questions can initiate a deeper discussion of the gambling behavior and guide you to seek a more comprehensive gambling assessment for your client.

How Can You Help the Spouse of a Problem Gambler?
You may find that you’re representing the spouse or “concerned other” of a problem gambler. In these cases, you can help your client by referring them to resources such as Gam-Anon and the publication Personal Financial Issues for Loved Ones of Problem Gamblers published by the National Council on Problem Gambling.
Problem Gambling is Treatable
Like other addictive disorders, gambling disorder is treatable, and recovery is real and attainable. This may consist of individual therapy as well as both inpatient and outpatient treatment.

Let your client know that assistance is available. Start by referring them to the Minnesota Problem Gambling Helpline at 1-800-333-4673 (HOPE). Available 24 hours a day and seven days a week, the helpline offers free, confidential help from counselors trained in crisis intervention. Anyone can call the helpline about their own gambling or their concern for someone else.

Rule 82 Assessments
The state of Minnesota requires that a person convicted of certain offenses be screened to determine whether or not compulsive gambling contributed to the offense. The screens are performed by probation officers trained to understand the basics about gambling. The requirement that probation officers perform screenings is called Rule 82, but it’s actually part of Chapter 9585 (Gambling Assessments) under Minnesota law that covers probation officer responsibilities.
Minnesota Approved Gambling Treatment Providers
The state of Minnesota has a network of approved gambling treatment providers who can help individuals with gambling problems. The network includes private practice therapists, outpatient treatment programs and a residential treatment program. The state pays for the treatment that gamblers and their family members need. This list of providers is available via the online resources listed below or by calling the state helpline at 1-800-333-4673 (HOPE). View the Northstar Problem Gambling provides list here.